If you’ve been wondering what is a public adjuster?, you’re not alone — millions of Americans seek out the answer to this question each year in a move to make their insurance claims more favorable after having their homes or properties damaged.
While it can be highly beneficial to your insurance claim to seek out public adjuster services, it’s important to know that public adjusters can only help you adjust your insurance claim in certain situations, such as a natural disaster or other situations that are out of your control.
To know more about the times when public adjuster services are necessary, here is a list of the three most common scenarios and situations in which you can never afford to forgo the help of a qualified public adjuster:
Your home or property has flood damage
Most homeowner’s insurance policies don’t cover damage done by floods, which is why a great deal of public adjusters are hired to help homeowners adjust their claims to cover the cost of flood damage. Flooding isn’t just caused by heavy rainfall, either — people see their homes flooded due to hurricanes, snow melting and wintertime storms as well. If your home has been damaged by rising waters, you may want to seek out the help of a public adjuster.
Your home or property has fire damage
Wildfires are another common cause of damage to one’s home and property that aren’t covered by many insurance policies. Because wildfires are unpredictable and especially common in dry, arid parts of the country, you may be able to get your insurance claim adjusted by seeking out a public adjuster.
You have had your property stolen
Theft is another situation that may require the help of a public adjuster. Because most homeowner’s insurance policies don’t have provisions for theft and stolen property, it’s important to make sure you have a public adjuster who can represent you and convince your insurance company to honor your claim.
Want to know even more about what public adjuster services can do for you? Ask us any questions you may have or share your thoughts with us in the comments below.